There are a number of counseling centers in Germany, which debtors can visit. Caritas also offers debt counseling to people seeking a way out of financial hardship through professional help .
It is a charitable organization of the Roman Catholic Church in Germany, which acts as a registered association and is organized under the German Caritas Association . Around half a million volunteers are involved in the facilities of Caritas.
Important: Although it is a federation that belongs to the Catholic Church , the offer of Caritas for debt counseling is available to all people, regardless of age, belief or nationality .
In case of emergency , a short term appointment is also possible. If you talk to Caritas about debts, you should bring along all relevant documents on the consultation date.